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(max-width:720px){.stats-grid.four{grid-template-columns:repeat(2,1fr)}.policy-modal-wide{max-width:100%}.detail-grid{grid-template-columns:1fr}}.settle-panel{border:1px solid var(--border);border-radius:var(--radius-md);background:var(--surface-muted);margin-top:12px;padding:12px 14px}.btn-secondary.active{background:var(--accent-soft);color:var(--accent);border-color:#0000}.hb-layout{grid-template-columns:200px 1fr;align-items:start;gap:24px;display:grid}.hb-sidebar{max-height:calc(100vh - 80px);position:sticky;top:66px;overflow-y:auto}.hb-toc{flex-direction:column;gap:2px;display:flex}.hb-toc-link{border-radius:var(--radius-md);color:var(--muted);border-left:2px solid #0000;padding:7px 12px;font-size:12.5px;font-weight:500;transition:all 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